GoVitt
50+ Banks
Compare RatesFrom 7.25%* p.a.
Save ₹15L+
Balance TransferCut high EMI rates
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Buying a home · 0% commission

Know your loan amount before you pick a flat

Type your salary to see what banks will lend you, and what we'd suggest you actually borrow. Free, and no documents.

  • Offers from 50+ banks and HFCs, at no cost to you
  • Two numbers: what banks lend, and what's comfortable
  • We handle the bank follow-ups, right up to disbursal
  • No spam calls, ever
  • Your data is never sold or shared
Already paying EMIs · 0% commission

Pay less on the home loan you already have

Slide to your rate and see your exact saving after every charge. No documents, no credit score impact.

  • Compared with the best rates from 50+ lenders
  • Every charge counted: processing fee, legal, MODT
  • We tell you straight when a switch isn't worth it
  • No spam calls, ever
  • Your data is never sold or shared
Founded by Chartered Accountants
₹1.2 lakh a month
₹/ month
₹
Banks may lend up to₹62.2 lakh
EMI ₹48,000 · 50% of take-home, minus other EMIs
We'd suggest staying near₹46.6 lakh
EMI ₹36,000 · 40% of take-home, what we'd call comfortable
FreeNo documentsNo credit score impactNo spam calls

At 8% for 25 years. Your rate, age, credit score and the property's value change this.

₹50 lakh
₹
Your CIBIL score (optional)

From your loan statement: balance principal and remaining tenure.

Switch and save on interest8.60% → 7.25%
Breakdown at 7.25% (best case)
EMI drops (₹45,581 → ₹41,509)
₹4,072/mo
× 216 EMIs left
₹8,79,552
Switching costs (up to) fees, legal, MODT
− ₹59,200
Net saving
Up to ₹8.2 lakhSavings as per best rate

Or keep your EMI and finish 2 yrs 11 mos earlier.

See my savings breakdown

Compared with 7.25% for good credit profiles. Switching costs est. up to ₹59,200 (processing fee, legal, MODT). Indicative only.

Trusted by Bengaluru's leading lenders
SBI
HDFC Bank
ICICI Bank
Axis Bank
Kotak
Bajaj Housing Finance
& 44 more lenders
50+
Regulated Lenders
7.25%*
Starting Rate
12 Days
Avg Disbursal
100%
Free Service

Home Loans from 7.25%* Only with GoVitt

Direct partnerships with 50+ top banks & NBFCs
Dedicated experts securing the lowest rates

Lowest Interest Rates

Canara Bank

Canara Bank

MIN.7.40%*
MAX.11.00%*
LIC Housing Finance

LIC Housing Finance

MIN.7.25%*
MAX.10.30%*
Union Bank of India

Union Bank of India

MIN.7.25%*
MAX.12.65%*
Central Bank of India

Central Bank of India

MIN.7.25%*
MAX.8.75%*
Bajaj Housing Finance

Bajaj Housing Finance

MIN.7.25%*
MAX.10.65%*
Bank of Maharashtra

Bank of Maharashtra

MIN.7.25%*
MAX.9.90%*
State Bank of India (SBI)

State Bank of India (SBI)

MIN.7.25%*
MAX.8.55%*
Federal Bank

Federal Bank

MIN.7.30%*
MAX.9.75%*
IDBI Bank

IDBI Bank

MIN.7.30%*
MAX.10.00%*
Bank of India

Bank of India

MIN.7.35%*
MAX.9.10%*
Indian Overseas Bank

Indian Overseas Bank

MIN.7.35%*
MAX.9.20%*
Indian Bank

Indian Bank

MIN.7.40%*
MAX.10.65%*
Bank of Baroda

Bank of Baroda

MIN.7.45%*
MAX.9.20%*
Canara Bank

Canara Bank

MIN.7.40%*
MAX.11.00%*
LIC Housing Finance

LIC Housing Finance

MIN.7.25%*
MAX.10.30%*
Union Bank of India

Union Bank of India

MIN.7.25%*
MAX.12.65%*
Central Bank of India

Central Bank of India

MIN.7.25%*
MAX.8.75%*
Bajaj Housing Finance

Bajaj Housing Finance

MIN.7.25%*
MAX.10.65%*
Bank of Maharashtra

Bank of Maharashtra

MIN.7.25%*
MAX.9.90%*
State Bank of India (SBI)

State Bank of India (SBI)

MIN.7.25%*
MAX.8.55%*
Federal Bank

Federal Bank

MIN.7.30%*
MAX.9.75%*
IDBI Bank

IDBI Bank

MIN.7.30%*
MAX.10.00%*
Bank of India

Bank of India

MIN.7.35%*
MAX.9.10%*
Indian Overseas Bank

Indian Overseas Bank

MIN.7.35%*
MAX.9.20%*
Indian Bank

Indian Bank

MIN.7.40%*
MAX.10.65%*
Bank of Baroda

Bank of Baroda

MIN.7.45%*
MAX.9.20%*
Canara Bank

Canara Bank

MIN.7.40%*
MAX.11.00%*
LIC Housing Finance

LIC Housing Finance

MIN.7.25%*
MAX.10.30%*
Union Bank of India

Union Bank of India

MIN.7.25%*
MAX.12.65%*
Central Bank of India

Central Bank of India

MIN.7.25%*
MAX.8.75%*
Bajaj Housing Finance

Bajaj Housing Finance

MIN.7.25%*
MAX.10.65%*
Bank of Maharashtra

Bank of Maharashtra

MIN.7.25%*
MAX.9.90%*
State Bank of India (SBI)

State Bank of India (SBI)

MIN.7.25%*
MAX.8.55%*
Federal Bank

Federal Bank

MIN.7.30%*
MAX.9.75%*
IDBI Bank

IDBI Bank

MIN.7.30%*
MAX.10.00%*
Bank of India

Bank of India

MIN.7.35%*
MAX.9.10%*
Indian Overseas Bank

Indian Overseas Bank

MIN.7.35%*
MAX.9.20%*
Indian Bank

Indian Bank

MIN.7.40%*
MAX.10.65%*
Bank of Baroda

Bank of Baroda

MIN.7.45%*
MAX.9.20%*
Canara Bank

Canara Bank

MIN.7.40%*
MAX.11.00%*
LIC Housing Finance

LIC Housing Finance

MIN.7.25%*
MAX.10.30%*
Union Bank of India

Union Bank of India

MIN.7.25%*
MAX.12.65%*
Central Bank of India

Central Bank of India

MIN.7.25%*
MAX.8.75%*
Bajaj Housing Finance

Bajaj Housing Finance

MIN.7.25%*
MAX.10.65%*
Bank of Maharashtra

Bank of Maharashtra

MIN.7.25%*
MAX.9.90%*
State Bank of India (SBI)

State Bank of India (SBI)

MIN.7.25%*
MAX.8.55%*
Federal Bank

Federal Bank

MIN.7.30%*
MAX.9.75%*
IDBI Bank

IDBI Bank

MIN.7.30%*
MAX.10.00%*
Bank of India

Bank of India

MIN.7.35%*
MAX.9.10%*
Indian Overseas Bank

Indian Overseas Bank

MIN.7.35%*
MAX.9.20%*
Indian Bank

Indian Bank

MIN.7.40%*
MAX.10.65%*
Bank of Baroda

Bank of Baroda

MIN.7.45%*
MAX.9.20%*
Punjab National Bank (PNB)

Punjab National Bank (PNB)

MIN.7.45%*
MAX.9.35%*
ICICI Bank

ICICI Bank

MIN.7.55%*
MAX.11.20%*
Godrej Housing Finance

Godrej Housing Finance

MIN.7.65%*
MAX.11.00%*
L&T Finance

L&T Finance

MIN.7.75%*
MAX.12.00%*
Kotak Mahindra Bank

Kotak Mahindra Bank

MIN.7.85%*
MAX.12.00%*
HDFC Bank

HDFC Bank

MIN.8.00%*
MAX.13.45%*
Axis Bank

Axis Bank

MIN.8.25%*
MAX.9.35%*
IIFL Home Finance

IIFL Home Finance

MIN.8.65%*
MAX.17.00%*
IDFC FIRST Bank

IDFC FIRST Bank

MIN.8.75%*
MAX.11.00%*
Tata Capital

Tata Capital

MIN.8.75%*
MAX.17.00%*
Can Fin Homes

Can Fin Homes

MIN.8.95%*
MAX.14.00%*
Yes Bank

Yes Bank

MIN.8.95%*
MAX.13.75%*
Punjab National Bank (PNB)

Punjab National Bank (PNB)

MIN.7.45%*
MAX.9.35%*
ICICI Bank

ICICI Bank

MIN.7.55%*
MAX.11.20%*
Godrej Housing Finance

Godrej Housing Finance

MIN.7.65%*
MAX.11.00%*
L&T Finance

L&T Finance

MIN.7.75%*
MAX.12.00%*
Kotak Mahindra Bank

Kotak Mahindra Bank

MIN.7.85%*
MAX.12.00%*
HDFC Bank

HDFC Bank

MIN.8.00%*
MAX.13.45%*
Axis Bank

Axis Bank

MIN.8.25%*
MAX.9.35%*
IIFL Home Finance

IIFL Home Finance

MIN.8.65%*
MAX.17.00%*
IDFC FIRST Bank

IDFC FIRST Bank

MIN.8.75%*
MAX.11.00%*
Tata Capital

Tata Capital

MIN.8.75%*
MAX.17.00%*
Can Fin Homes

Can Fin Homes

MIN.8.95%*
MAX.14.00%*
Yes Bank

Yes Bank

MIN.8.95%*
MAX.13.75%*
Punjab National Bank (PNB)

Punjab National Bank (PNB)

MIN.7.45%*
MAX.9.35%*
ICICI Bank

ICICI Bank

MIN.7.55%*
MAX.11.20%*
Godrej Housing Finance

Godrej Housing Finance

MIN.7.65%*
MAX.11.00%*
L&T Finance

L&T Finance

MIN.7.75%*
MAX.12.00%*
Kotak Mahindra Bank

Kotak Mahindra Bank

MIN.7.85%*
MAX.12.00%*
HDFC Bank

HDFC Bank

MIN.8.00%*
MAX.13.45%*
Axis Bank

Axis Bank

MIN.8.25%*
MAX.9.35%*
IIFL Home Finance

IIFL Home Finance

MIN.8.65%*
MAX.17.00%*
IDFC FIRST Bank

IDFC FIRST Bank

MIN.8.75%*
MAX.11.00%*
Tata Capital

Tata Capital

MIN.8.75%*
MAX.17.00%*
Can Fin Homes

Can Fin Homes

MIN.8.95%*
MAX.14.00%*
Yes Bank

Yes Bank

MIN.8.95%*
MAX.13.75%*
Punjab National Bank (PNB)

Punjab National Bank (PNB)

MIN.7.45%*
MAX.9.35%*
ICICI Bank

ICICI Bank

MIN.7.55%*
MAX.11.20%*
Godrej Housing Finance

Godrej Housing Finance

MIN.7.65%*
MAX.11.00%*
L&T Finance

L&T Finance

MIN.7.75%*
MAX.12.00%*
Kotak Mahindra Bank

Kotak Mahindra Bank

MIN.7.85%*
MAX.12.00%*
HDFC Bank

HDFC Bank

MIN.8.00%*
MAX.13.45%*
Axis Bank

Axis Bank

MIN.8.25%*
MAX.9.35%*
IIFL Home Finance

IIFL Home Finance

MIN.8.65%*
MAX.17.00%*
IDFC FIRST Bank

IDFC FIRST Bank

MIN.8.75%*
MAX.11.00%*
Tata Capital

Tata Capital

MIN.8.75%*
MAX.17.00%*
Can Fin Homes

Can Fin Homes

MIN.8.95%*
MAX.14.00%*
Yes Bank

Yes Bank

MIN.8.95%*
MAX.13.75%*
Compare interest rates across all 50+ lenders in 2026
Two ways we help

How GoVitt actually works

Buying a new home or already paying EMIs, every step has a person, a deadline and a status. No black boxes, no surprises.

01 · BUYING A HOME

Find the rate.Get the keys.

For first-time and new home buyers.

Top 3 of 50+ lenders for your profileSAMPLE
Bank of Maharashtra Lowest ROI7.25%
LIC Housing Finance7.25%
Federal Bank7.30%
  1. 1
    Fill up form~ 1 min
    Basic details, income and CIBIL score. Our team reviews it in minutes.
  2. 2
    Pick a lender that fits~ 2 min
    Top 3 of 50+ banks, NBFCs and HFCs, ranked by the lowest ROI for you.
  3. 3
    Expert consultation & approval24–48 hrs
    One dedicated expert for docs, sanction and approval. One chat, one call.
  4. 4
    Loan disbursementSame day
    Funds go straight to your developer or seller. Track it in real time.
02 · ALREADY PAYING EMIs NEW

Know your loan.Pay it off sooner.

For anyone already paying a home loan EMI.

Your payoff reportSAMPLE
You will be debt-free byOct 2044
Interest you will pay₹48.45 L
Principal ₹50.00 LInterest ₹48.45 L
Switch 8.60% → 7.25%, after every chargeSave up to ₹8.2 lakh
  1. 1
    Enter your loan details~ 1 min
    Rate, loan left and time left, straight from your statement. No documents.
  2. 2
    See your payoff reportInstant
    Your debt-free date, total interest and where each EMI really goes.
  3. 3
    Compare switch options~ 2 min
    Net saving after fees, legal and MODT. Not worth it? We say so.
  4. 4
    Switch with an expert1–2 weeks
    Paperwork and pickup handled. Your EMI drops once the loan moves.

Sample figures: ₹50 L left at 8.60%, 18 years to go. Switching costs est. up to ₹59,200. Rates indicative; final rate depends on your profile.

Why Choose Us

Your Home Loan, Simplified

Getting a home loan doesn't have to be a headache. Let our team do the heavy lifting for you.

TRANSPARENT

No Spam Calls

We believe in keeping things transparent. Expect clear communication with absolutely zero spam calls.

100% SECURE

No Data Leaks

Your personal information is strictly protected. We never sell or share your data with any third parties.

TOP RATES

Best Rates

We check offers from multiple banks to make sure you're getting the best interest rate possible.

FAST

Fast & Reliable

We know your time is valuable. Our team works fast to get your loan approved without cutting corners.

EXPERT

Expert Team

Our advisors take the confusion out of the process, answering your questions and helping you choose the right loan.

0%

Completely Free

We don't charge you any commission or hidden fees. Our help is 100% free from start to finish.

THE GoVitt ADVANTAGE

Compare Your Options

See why thousands choose us over traditional methods to secure their home loan.

Feature
Bank
Broker
GoVitt
ROI Comparison
100% Online Process
No Spam Calls
Dedicated Support
Fast Approval
Free Financial Planning Tool

Calculate Your Home Loan EMI & Prepayment Savings

Explore monthly schedules, simulate extra payments, and check balance transfer gains.

Try EMI Calculator
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Got Questions?

Frequently Asked Questions

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Get In Touch

Contact Us

Got a question or just want to chat about your options? We'd love to hear from you.

Office Address

BHIVE, Old Airport Road, Bangalore

Phone

+91-70194-17854

Mon-Sat, 9AM-7PM

Email

customer@govitt.com

Reply within 24 hrs

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Sun: Closed

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